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  1. Home
  2. Tuition and Student Aid

Loans

(https://studentaid.psu.edu/types-of-aid/loans)

Because grant and scholarship funds are limited, many students must rely on loans to cover at least some portion of college costs. Undergraduate students, parents of undergraduate students, and graduate students may borrow money for education. In fact, approximately 80% of Penn State's aid recipients borrow educational loans.

The following steps represent borrowing options beginning with the best value and proceeding to other, less favorable loan options based on interest rates, loan terms and conditions, and repayment options. These loan options may be used alone or in combination with each other. Select the loan links below for more information about each option.

Step 1:

Federal Direct Subsidized/Unsubsidized Loan
A federal loan program available to all students.

Step 2:

Federal Direct Parent (PLUS) Loan
When undergraduate students need funding beyond the Federal Direct Subsidized/Unsubsidized Loan, parents may need to consider the PLUS Loan.

Step 3:

Alternative Loans
Students who need additional funds after considering the feasibility of the loan options in Steps 1 and 2—or students who are ineligible for federal aid—may need to apply for an alternative loan.

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Penn State FAFSA Code: 003329
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Map of the campuses of Penn State throughout Pennsylvania highlighting the location of Penn State Greater Allegheny

Penn State Greater Allegheny

Located on 52-acres, Penn State Greater Allegheny is a residential campus offering 2 year and 4 year degree programs, including the Bachelor in Social Work program, starting in Summer 2022.  Students benefit from small class sizes, numerous on-campus job opportunities, and a Digital Fluency Project which places an iPad in the hands of each student.  
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